Learn about secured loans, their types, and how to apply for them in for informed decisions about borrowing money.

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Removing your house from the market might be best rather than reducing the price to attract buyers in some buyers' markets. If you lower the price too often, potential buyers may wonder if there's anything wrong with the house. If your property is still on the market, it may help to get an objective opinion on how it may come across to potential buyers from a family member, close friend, or neighbor. If you're having trouble selling your home, it could be time to rethink your marketing strategy, investigate recently closed comparable sales, or come up with a new listing.

Refinancing could help you save money each month by lowering your payment if you have a fixed-rate mortgage with an interest rate higher than current market rates. You should consider refinancing if doing so will reduce your interest rate by half a point or more.

Along with fixing your credit history and increasing your credit score, saving up for a sizable down payment is one of the most significant challenges in getting a mortgage. The National Association of Realtors found that almost one in ten buyers regarded saving for a down payment to be the hardest component of the home-buying process in its 2020 Home Buyer and Seller Generational Trends Report.

Is a VA loan assumable? Find out what you need to know about this type of loan, including key advantages and potential risks.